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(a) no deferral or deferral cost, the unearned percentage of the loan finance demand is no under the portion thereof attributable according to the sum in the balances strategy towards the interval from the first day from the computational period next that where prepayment happens for the scheduled due day of the final installment from the transacti

(a) no deferral or deferral cost, the unearned percentage of the loan finance cost is not any below the portion thereof attributable in accordance with the sum in the balances process for the interval from the initial working day in the computational interval adhering to that in which prepayment takes place towards the scheduled owing date of the u